LifeWise of Washington
LifeWise of Washington offers multiple low cost health insurance plans in Washington State and great coverage for individuals, families and the self employed. Browse benefits, check rates, find health care providers and apply online in minutes! If you need assistance choosing a health insurance plan, call us toll free 1-877-539-9041. To get instant quotes from LifeWise of Washington click the "Get a Quote Now!" button
WiseEssentials 25 Plans-
The Wise Essentials are very cost very effective plans that give you three deductible options of $1500, $2500 and $3500 and a 25% coinsurance after the deductible.These LifeWise insurance plans also feature coverage for preventative exams and well baby exams where the deductible is waived on the first 6 doctors office visits per person per calender year. You simply pay the 25% coinsurance. Precription drugs coverage is available using a discount drug pogram.
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WiseChoices Zero Deductible Plan-
This plan has no deductible that needs to be met before benefits are covered by this plan. You simply pay your portion of the coinsurance of either 20% or 30%. Unlimited doctors office visits, maternity and prescription drugs are covered with no deductible. The WiseChoices Zero Deductible plan also includes coverage for Vision and Alternative health care such as Acupuncture, Spinal Manipulations and Massage Therapy.
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WiseChoices 20 and WiseChoices 30 Plans-
WiseChoices 20 plan features a $1000 deductible, 20% coinsurance. The WiseChoices 30 plan features a $1500 deductible and 30% coinsurance. Both of these plans include $30 copays for office visits with no deductible. Each plan also includes coverage for Vision and Alternative health care such as Acupuncture, Spinal Manipulations and Massage Therapy.
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WiseSavings HSA Plans-
The WiseSavings health plans from LifeWise of Washington are a high deductible PPO that works in conjunction with a Health Savings Account that you establish and fund. Coverage is provided for preventative care 100% up to $300 per person per year. Contributions to your HSA are tax deductible and your savings grow tax deferred from year to year and this puts you in control of your health care spending. HSAs are available for an individual with choices of a $1700 or $3000 deductible. Family HSA plans have choices of $3500 or $6000 deductibles.
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