LifeWise of Washington

LifeWise Washington offers multiple low cost health insurance plans in Washington State and great  medical coverage for individuals, families and the self employed. Browse benefits, check rates, find health care providers and apply online in minutes! If you need assistance choosing a health insurance plan, read the different plan options below from LifeWise Washington. To get instant quotes from LifeWise of Washington click the "Get a Quote Now!" button
WiseEssentials Copay Plans
The Wise Essentials Copay plans offer higher deductibles for major medical insurance in Washington State but still offer 3 office visits per year without having to meet the annual deductible before the office visits are covered.  Deductibles of $5,000, and $7500 are available for treatments at preferred providers. These plans are a great way to get the cheapest health insurance in Washington State.
WiseAdvantage Plans
WiseAdvantage plans features a $1800 deductible, 35% coinsurance for an individual, and $4500 maximum deductible for a family. These plans include  $30 copays for office visits with no deductible, and unlimited doctors office visits each year without having to meet the annual deductible.  Each plan also includes coverage for maternity insurance, Vision and Alternative health care such as Acupuncture, Spinal Manipulations and Massage Therapy, as well as an excellent prescription drug program.
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LifeWise Washington Health Insurance
WiseEssentials  RX  Plans -
The Wise Essentials are very cost very effective plans that give you three deductible options of $1850, $2500 and $3500 and a 25% co insurance after the deductible.These LifeWise of Washington insurance plans also feature coverage for preventitive exams and well baby exams where the deductible is waived on the first 6 doctors office visits per person per callander year. You simply pay the 25% co insurance. Prescription drugs coverage is available for generic drugs with a $15 copay for retail and a $40 for mail order for 90 day supplies.
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WiseSavings HSA Plans-
The WiseSavings health plans from LifeWise of Washington are a high deductible PPO that works in conjunction with a Health Savings Account that you establish and fund. Coverage is provided for preventative care 100% up to $300 per person per year. Contributions to your HSA are tax deductible and your savings grow tax deferred from year to year and this puts you in control of your health care spending. HSAs are available for an individual with deductibles of  $1840 at preferred providers, and $3000 for non preferred.

LifeWise of Washington family HSA plans have a deductible of $3500  for preferred providers, and a $6000 deductible for non preferred providers.                                             
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WiseSimplicity Plans -
The WiseSimplicity series of health plans are high deductible, major medical insurance plans that offer 100% coverage after the high deductible of $10,000 is met. Preventitive exams are covered in full with no deductible. This plan is a true catastrophic major medical plan for Washington State. Rates are very low due to the nature of this plan. This is the cheapest health insurance major medical health insurance plan in Washington offered by LifeWise Ins of WA.
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LifeWise of Washington is rapidly becoming the health care leader in Washington State as their plan designs are innovative and their rate structures very competitive. Catastrophic health insurance is becoming more popular with people that are reasonably healthy. More comprehensive full coverage health insurance becomes too expensive for many, so choosing a policy with a high deductible makes more sense to save money.
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