Short Term Medical Insurance

Short term medical insurance is designed for people who are between permanent health plans either due to being in between jobs, relocating, finishing college, in between group plans or traveling, or awaiting Medicare enrollment. Assurant Health (Formerly Fortis Temporary Medical Insurance) and Health Plan Administrators (HPA) offer excellent coverage options. Coverage may be purchased for as few as 30 days up to 365 days (varies by state). These plans have very simple online applications and great rates! Coverage levels are up to $2 million and can begin as soon as within 24 hours.

Secure Short Term Medical Insurance

Length of Coverage 30 Days to 6 Months or 12 months, daily rates
Guarantee: 10 Day Return of Total Premium
$2,000,000 Lifetime Maximum per Insured Person
Covered Medical Services
- Hospital Charges: medical care and treatment
- Outpatient Hospital or Ambulatory Surgical Center charges
- Physician Services for treatment and diagnosis
- Surgeon Services in the hospital or ambulatory Surgical Center
- Assistant Surgeon Services
- Anesthesia Services
- Intensive Care
- X-Ray Exams, Laboratory tests and analysis
- X-Ray and Radioactive isotope therapy, anesthesia,
oxygen, casts, splints, crutches, braces, surgical
dressings, artificial limbs or eyes, rental of medical supplies
- Blood or blood derivatives and their administration
- Ambulance Services
- Organ Transplants: $150,000 lifetime maximum
- Mammography, pap smear and screens

Assurant Short Term Medical Insurance

Length of Coverage 30 Days to 6 Months or 12 months
Guarantee: 10 Day Return of Total Premium
$2,000,000 Lifetime Maximum per Insured Person
Covered Medical Services:
- Prescription drugs
- Inpatient hospital services
- Outpatient hospital services
- Health care practitioner services, surgical and anesthesia services
- Reconstructive surgery
- Inpatient rehabilitation programs
- Skilled nursing facility care
- Home health care
- Outpatient physical medicine services
- Ambulance services
- X-ray and laboratory services
- Durable medical equipment and supplies
- Blood product transfusions
- Temporomandibular joint (TMJ) or craniomandibular joint
dysfunction
- Transplantation benefits